So I'm looking at changing my mortgage. I've been paying one for 5 years but still I pretend it doesn't exist, that my beautiful home really comes for free and every penny of my wages goes on me, me, me!!!
Oh if only it did!
So it got me thinking, and a bit annoyed too if I'm honest. I'm a very capable person and have always been very independent when it comes to looking after myself and providing for myself. But you know what? I'm sick of it!!!!
Now don't get me wrong, I don't want to meet a man who I can live off and be a lady of leisure for (although I'd like to give it a try for a few days!), I just want someone else to share the burden and responsibility with.
I love the fact that everything I own I have bought for myself, if I see something I want I save and buy it or do without but never have I asked anyone to put their hand in their pocket for me (mum/ dad - the occasional tenner doesn't count!!!). The only thing is, as much as I always pay my share, its the decision making, the sharing and the responsibility that I would like to half. I'm sick of only having myself to look after and think about.
Its weird, I speak to my 'couple' friends and they moan about their other halves constantly - will any of us be happy or is the grass always greener?!?
So back to the point - the mortgage, I made the decision to meet with an independent mortgage advisor to ask for his advice. He was a lovely man - very enthusiastic about his job bless him, but seemed to be the guy to advise me. He asked me questions for about an hour, I think the only thing he didn't ask was my bra size and inside leg measurement, it was exhausting!
Then came the science part.........fixed, variable, tracker, discount, blah, blah, blah...... I thought I was pretty up to date and in the know about all that sort of thing - it would seem I was wrong, it was like someone had replaced my brain with cotton wool and I couldn't absorb any information. He packed me off with an armful of info, some bedtime reading, and told me he'd be in touch.
I got in my car and felt fed up - I want a man to help me make this decision, then if its the wrong choice I can blame him and say 'I'd have gone with the other option'!!!! But there's only me to make the choices at Casa Polly so I'll be putting my chick lit away this weekend and concentrating on 'Operation New Mortgage'!!!!
Wish me luck.....I think I'll need it!
Friday, 19 January 2007
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